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Zdarzają się sytuacje kiedy kredyt tradycyjny jest z jakiegoś powodu niedostępny dla pożyczkobiorcy. Jeśli mamy nagłe potrzeby, czas ma szczególne znaczenie, dlatego szybkość uzyskania pożyczki jest bardzo ważna. Jeżeli nie chcemy mieć do czynienia z biurokracją lub zbędnymi formalnościami albo nie mamy możliwości złożenia niektórych dokumentów, szukamy oferty kredyty bez zaświadczeń. Kredyt gotówkowy bez zaświadczeń jest szczególnie popularny dlatego, że jest dostępny i łatwy w uzyskaniu. Jest idealnym wyjściem dla osób bezrobotnych, zadłużonych lub otrzymujących niestabilny dochód. Kredyty bez zaświadczeń kredyty-pozabankowe24.pl

Identification theft, commercial collection agency, and payday advances top variety of customer fraudulence complaints

Identification theft led record of top customer complaints in 2013, that they lost over $1.6 billion to various types of fraud, reports the Federal Trade Commission with US consumers reporting.

The seemingly intractable dilemma of identification theft led record of top customer complaints yet again in 2013, with US customers reporting they destroyed over $1.6 billion to a lot of different fraudulence, the Federal Trade Commission stated in a written report released on Thursday.

Associated with the 2 million customer complaints that the commission received a year ago, 290,056, or around 14 per cent, had been linked to identification theft, the FTC stated.

“This (identify theft) has topped record since at the very least 2006,” stated David Torok, manager associated with the FTC’s Division of preparing and Ideas.

Identification thieves could make acquisitions on bank cards they don’t have, make withdrawals from the target’s banking account and take down loans when you look at the target’s title, among other forms of fraudulence.

Florida had the greatest per capita price of fraudulence, with 804.9 individuals reporting issue from every 100,000 in populace, the FTC stated with its report for 2013. North Dakota had the cheapest rate of reported fraud.

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The typical victim lost $2,294, in line with the FTC, which stated that 61 % of these defrauded in 2013 place a buck value on the losings.

A complete of 43 % of fraudulence victims had been reached through e-mail, while 21 % had been telephoned and another 20 % had been defrauded through an internet site, the FTC stated.

Therefore the winner is . identification fraudulence!

While identification fraudulence had been the source that is top of complaints at 14 per cent in 2013, commercial collection agency (10 %) had been 2nd. Complaints had been things that are such a collector either attempted to gather a financial obligation that has been maybe not owed, harassed a debtor or made false statements about financial obligation.

Another 7 % of complaints were associated with banking institutions and loan providers, such as for example cash advance dilemmas or overdraft that is unexpected. Imposter frauds, such as for instance people claiming become through the federal government and demanding repayment of the financial obligation that will not occur, accounted for 6 % of this reported fraudulence instances.

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Complaints about phone and mobile solutions had been additionally at 6 per cent every, including such dilemmas as unforeseen costs on mobile or phone bills.

Rounding out of the top ten consumer complaints had been: issues about awards and lotteries (4 %); auto-related complaints (4 per cent); shop-at-home and catalog sales (3 per cent); tv and electronic news (3 %) and advance re re payment for credit solutions (2 per cent).

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