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Zdarzają się sytuacje kiedy kredyt tradycyjny jest z jakiegoś powodu niedostępny dla pożyczkobiorcy. Jeśli mamy nagłe potrzeby, czas ma szczególne znaczenie, dlatego szybkość uzyskania pożyczki jest bardzo ważna. Jeżeli nie chcemy mieć do czynienia z biurokracją lub zbędnymi formalnościami albo nie mamy możliwości złożenia niektórych dokumentów, szukamy oferty kredyty bez zaświadczeń. Kredyt gotówkowy bez zaświadczeń jest szczególnie popularny dlatego, że jest dostępny i łatwy w uzyskaniu. Jest idealnym wyjściem dla osób bezrobotnych, zadłużonych lub otrzymujących niestabilny dochód. Kredyty bez zaświadczeń kredyty-pozabankowe24.pl

Digital Loans Terms & Conditions


The handling of Polaris Bank Ltd (the “Lender” or “Bank”) approves this time around loan (“facility”) to qualified and customers that are interested the next conditions and terms:

AMOUNT: As might be authorized because of the Bank.

PURPOSE: to meet up with needs that are personal bridge income space.

TENOR: 30 times or salary that is next (whichever comes first).

INTEREST: the attention price when it comes to center is 2.5% flat, which will probably be susceptible to review every once in awhile on the basis of the prevailing cash market condition. Any improvement in rates associated with the center notified by the lending company into the Borrower will probably be binding from the Borrower. Nonetheless, any extra over the limit that is approved any unliquidated expired facility shall attract a pursuit on authorized extra overdraft at a consistent level of 36% per year.

Profits of month-to-month income re payment domiciled in to the financial institution or any BVN linked reports in just about any Bank payable via Remita from supply.


This center shall commence from the date of disbursement. This loan is repayable in the pay that is next or 30days after (whichever comes first).

SECURITY/SUPPORT: loan by phone login The center will probably be guaranteed with all the after:

  • Irrevocable Domiciliation of Salary
  • Credit life insurance coverage within the danger of death/disability, and loss in work regarding the Borrower.
  • Undertaking to subtract repayments at wage supply and afterwards remit towards the Bank.

AVAILABILITY: This center will be designed for utilization just upon satisfactory conformity with all the conditions precedent to drawdown since may be recommended the financial institution.


  • Automatic verification on visibility and eligibility of last month’s payroll through a different preapproved client database.
  • Recognition of offer via our electronic banking platforms including although not restricted to *833#, Cellphone software and online Banking.
  • Irrevocable income domiciliation to your Bank or undertaking to subtract at supply.
  • Good credit bureau report.
  • A dynamic present or family savings.
  • Re re Payment of most fees that are upfront Insurance premium.
  • Recognition of all of the conditions and terms.


The Borrower irrevocably and unconditionally undertakes

  1. To keep up a merchant account because of the Lender through the loan duration (except into the situation of deduction from source)
  2. To provide all vital information needed by the Bank throughout the credibility of this loan.
  3. To instantly notify the financial institution of any material undesirable change in his or her individual cashflow within twenty four hours regarding the incident.
  4. To make use of the center strictly with the objective reported.
  5. The lending company reserves the proper whenever you want to transform this facility to overdraft, improvements, commercial documents as well as other cash market instruments open to the lending company.
  6. The lending company reserves the best to withhold further disbursement, recall or cancel the center for reasons of standard or non-compliance because of the Covenants hereunder as well as the incident of any or every one of the after occasions:
  7. If the Borrower diverts any lodgement designed for the Borrower’s account with all the Lender to some other Bank.
  8. If the Borrower shall commit any breach or neglect to observe or perform one other responsibilities on its part as included beneath the Terms & Conditions or doesn’t keep into the agreed repayment terms.

When it is found that there is a product misrepresentation of facts by the Borrower based on the function, utilization of the center plus the information provided.

  1. The lending company can vary some or all of the conditions and terms to mirror the conditions that are prevailing the economic areas or financial authorities’ regulations.
  2. If any interest due from the center is certainly not compensated regarding the date there-of, same shall instantly be included with the principal sum outstanding and shall correctly attract interest during the price herein claimed.
  3. Option of funds is susceptible to the Bank’s capability to accommodate this center within its appropriate financing restrictions and topic further to regulations as might be imposed by regulatory authorities.
  • The renewal of this center will be at the mercy of a contract that is fresh according to satisfactory performance (the lender being pleased that the center was precisely used and liquidated 100%).
  • All outstanding quantities under this loan shall upon standard attract a 36% a. cost.

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