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Zdarzają się sytuacje kiedy kredyt tradycyjny jest z jakiegoś powodu niedostępny dla pożyczkobiorcy. Jeśli mamy nagłe potrzeby, czas ma szczególne znaczenie, dlatego szybkość uzyskania pożyczki jest bardzo ważna. Jeżeli nie chcemy mieć do czynienia z biurokracją lub zbędnymi formalnościami albo nie mamy możliwości złożenia niektórych dokumentów, szukamy oferty kredyty bez zaświadczeń. Kredyt gotówkowy bez zaświadczeń jest szczególnie popularny dlatego, że jest dostępny i łatwy w uzyskaniu. Jest idealnym wyjściem dla osób bezrobotnych, zadłużonych lub otrzymujących niestabilny dochód. Kredyty bez zaświadczeń kredyty-pozabankowe24.pl

A total of 2,260 customers of the community was indeed at random chosen regarding Lebanon’s districts in an excellent proportionate speed

Studies Build and you will Players

Which cross-sectional study is actually presented anywhere between . Areas is actually divided into subdistricts, which can be divided into towns. We chosen 2 communities for every subdistrict out of an inventory provided by brand new Main dating sites voor glutenvrije mensen Department away from Statistics inside the Lebanon. The fresh new survey was distributed at random in order to households based on a haphazard-sampling technique. thirty-two Individuals who wanted to participate in the study were allowed to accomplish brand new survey thru a facial-to-face interview. All anyone old > 18 years was indeed entitled to engage. People with cognitive impairment and those who refused to complete the survey was indeed excluded. Studies range is actually performed because of the study-separate teams.

Minimal Sample Size Formula

Based on the formula \[n = <(Z_<1-?/2>)^2 p(1-p) \over d^2>\] wherein n = size of the sample, P = expected proportion, d = the desired margin of error, and Z1??/2 = 1.96 for ? = 5%, a minimal sample of 1,152 participants was needed based on a P = 50% expected frequency of nomophobia in the absence of similar studies, a d = 5% risk of error, and a design effect of 3.


New survey made use of during the interview was a student in Arabic, brand new indigenous language regarding Lebanon. The original the main questionnaire analyzed brand new sociodemographic qualities of the players (decades, quantity of college students, intercourse, studies top, socioeconomic height, and you can marital updates). Smoking try examined by the answering “yes” for the matter, “Have you been a recently available smoker?” on the specs that it integrated puffing at the very least 1 waterpipe otherwise smoke in earlier times thirty day period. Questions about the kind of tobacco used (smoking cigarettes, waterpipe), how many smoking cigarettes used a day, as well as the number of waterpipes smoked a week was basically plus questioned. Users which didn’t satisfy step one of those dos requirements was indeed noticed nonsmokers. Another the main questionnaire contains the following measures.

Nomophobia Questionnaire

The brand new Nomophobia Questionnaire (NMP-Q) try good 20-item size 21 that’s validated during the Lebanon. 33 Items are scored centered on a seven-section Likert scale, that have 1 = don’t agree after all and you can seven = highly consent. Large score imply large nomophobia. This new Cronbach ? for this level are excellent (? = 0.948). Brand new NMP-Q does not have a good cutoff part. The total get yielded cuatro categories of professionals that had zero nomophobia (scores of 20), mild nomophobia (score anywhere between 21 and 59), reasonable nomophobia (results ranging from sixty and 99), and you will major nomophobia (score ranging from 100 and you will 140).

Identification Index to possess DSM-5

The new adult sorts of the new Personality Catalog to own DSM-5 temporary function is actually verified in the Arabic 34 and also 25 items that measure the 5 personality feature domains: negative connect with (involves the exposure to negative thinking; issues 8, 9, ten, 11, 15), withdrawal (a state out-of depression, mistrust; affairs cuatro, thirteen, fourteen, sixteen, 18), antagonism (public withdrawal, grandiosity; factors 17, 19, 20, twenty two, 25), disinhibition (getting natural, reckless, careless; activities step one, dos, 3, 5, 6), and you may psychoticism (having odd practices and you can perceptual trouble; things eight, 12, 21, 23, 24). That it tool can be used for people old ? 18 decades. The fresh solutions range from really completely wrong (level = 0) so you can most correct (measure = 3). 35 Higher ratings indicate greater dysfunction from the particular identity trait domain. Brand new Cronbach ? for it level is advanced level (? = 0.943).

NEO Five-Foundation Catalog

The fresh new NEO Five-Foundation Collection (NEO-FFI) was an excellent 60-item survey that assesses all the 5 first personality proportions (12 issues for each and every domain name): neuroticism, extraversion, transparency to relax and play, agreeableness, and you will conscientiousness. thirty-six New Arabic sort of new NEO-FFI was utilized. 37 Goods are replied into the a good 5-part Likert size regarding highly disagree so you’re able to highly concur. Per factors rating are computed because of the summing new approaches to all of the all the questions of the element. The fresh Cronbach ? because of it measure is sophisticated (? = 0.963) due to the fact are you to definitely for the more subscales: neuroticism (? = 0.895), extraversion (? = 0.707), openness to experience (? = 0.923), agreeableness (? = 0.920), and you will conscientiousness (? = 0.931). Large score suggest a more powerful character characteristic.

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